• HOME
  • RETAIL vs WHOLESALE
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • CONVENTIONAL HIGH BALANCE
    • BANK STATEMENT
    • ALL IN ONE LOAN
  • TIPS
  • LEARN
    • 10 DO's and DONT's
    • SHOULD I PAY POINTS?
    • FORBEARANCE
  • OUR MORTGAGE PROCESS
    • LOAN APP CHECKLIST
  • MEET DEREK
  • TESTIMONIALS
  • BANKS WE WORK WITH
  • APPLY NOW
  • WHO IS C2 FINANCIAL?
  • CONTACT DEREK
  • WHAT ARE POINTS?
#LENDPHX
  • HOME
  • RETAIL vs WHOLESALE
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • CONVENTIONAL HIGH BALANCE
    • BANK STATEMENT
    • ALL IN ONE LOAN
  • TIPS
  • LEARN
    • 10 DO's and DONT's
    • SHOULD I PAY POINTS?
    • FORBEARANCE
  • OUR MORTGAGE PROCESS
    • LOAN APP CHECKLIST
  • MEET DEREK
  • TESTIMONIALS
  • BANKS WE WORK WITH
  • APPLY NOW
  • WHO IS C2 FINANCIAL?
  • CONTACT DEREK
  • WHAT ARE POINTS?

VA Loans

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
​
VA Loan Highlights

​
Since VA loans often require no down payment* with lower closing costs, you can help keep your savings secure. VA loans also feature:
  • As of 2020, no loan limits (assuming you qualify income wise)
  • No prepayment penalties
  • No private mortgage insurance (PMI)
  • 100% financing with full VA entitlement* 
  • Fixed- and adjustable-rate mortgages 
  • VA financing fees can be “rolled” into the loan amount
  • Variety of eligible property types, including townhomes and VA-approved condos

VA Loan Eligibility

​In order to be eligible for a VA loan, you must first obtain a valid Certificate of Eligibility (COE). Your COE is based on length of service or service commitment, duty status and character of service.
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  • HOME
  • RETAIL vs WHOLESALE
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • CONVENTIONAL HIGH BALANCE
    • BANK STATEMENT
    • ALL IN ONE LOAN
  • TIPS
  • LEARN
    • 10 DO's and DONT's
    • SHOULD I PAY POINTS?
    • FORBEARANCE
  • OUR MORTGAGE PROCESS
    • LOAN APP CHECKLIST
  • MEET DEREK
  • TESTIMONIALS
  • BANKS WE WORK WITH
  • APPLY NOW
  • WHO IS C2 FINANCIAL?
  • CONTACT DEREK
  • WHAT ARE POINTS?